As per a recent study, majority of the people who are visiting the USA are parents. They comprise a significant number among all the travelers. Hence it is essential to purchase Visitor Insurance for Parents.
Coming to the main reason for this: When your parents are visiting you, it is more than your responsibility to protect their health. It is needless to mention the high cost of US health care services. Hence in order to give your parents the utmost health protection, you need to make yourself financially secure. And this is only possible by purchasing Visitor Insurance for Parents.
Growing age is much susceptible to even minor environmental changes. And when they are travelling from one geographical location to another there are many reasons to get sick. Unforeseen accidents and injuries can't be ignored too. Hence it is advisable to purchase visitor insurance for parents.
You can buy a single policy for both of your parents. But in case one of them leaves early, it becomes a problem. Hence it is advisable to make different insurance policies for both of them.
Visitor Insurance for Parents provides the following benefits:
- Applicable to non US citizens
- Freedom to choose any doctor or hospital for treatment
- High end medical benefits, including medical evacuation and repatriation
- Easy to purchase and renew (available online)
- Refundable upon cancellation
Patriot Travel America
Sudden and Unexpected Recurrence of a Pre-existing Condition
(Non U.S. citizens only) For those under age 65, the Plan will pay up to a $50,000 lifetime maximum for eligible medical expenses. For those ages 65 and older, the Plan will pay up to $2,500 lifetime maximum.
(U.S. citizens only) For those up to age 65 with a primary health the Plan will pay the Usual, Reasonable and Customary charges of a sudden and unexpected recurrence of a Pre-existing Condition (defined on page 16) up to the plan maximum. For those without a primary health plan, the plan will pay up to a $20,000 lifetime maximum. For those ages 65 and older, with or without a primary health plan, the Plan pay up to a $2,500 lifetime maximum. The primary health plan must have existed prior to the effective date and during coverage of the Plan, and the Pre-existing Condition must be covered under the primary health plan.
In addition, up to $25,000 will be paid to U.S. and non-U.S. citizens for the eligible costs and expenses of an Emergency Medical Evacuation arising or resulting from a sudden and unexpected recurrence of a Pre-existing Condition